Wednesday, May 18, 2011

My Personal Investments - High Yield Investment Programs

    High Yield Investment Plan of HYIPs are programs which offer high returns daily, weekly or monthly. Many claim to be investing in a variety of projects such as stocks, forex, oil, gold, real estate, other online investments and so on. It’s hard to say how truthful they are as anyone can say anything on their site to sound genuine. 

It is important to look at the quality of the website, their contact details, their support system and most of all, the returns that they promise. The short-term plans, such as earn 4% a day for 5 days will generate a lot of excitement among ignorant and greedy investors almost immediately. This is not to say that you can’t make a bit of profit from this program for a short period of time – it’s really a matter of timing and guts.  

What happens, usually, is that once the admin has made his targeted amount in deposits, he will close the site down with very little warning and run. By the time most people realize the site is shutting down, it’s too late anyway because 99% of the time, you can never get your deposit back and guess who is the winner in THIS game?

This is not to deter you from investing HYIPs, of course. You need to do it intelligently and not fall prey to sweet talk and promises that cannot be delivered.

In your portfolio, make sure that you have more mid-term and long-term plans, offering anywhere from 0.8% to 2% daily, either business or calendar days. Start by investing the minimum amount allowed to see how the program works and withdraw the next day to see if your money will be transferred to your account, usually either Liberty Reserve or AlertPay. Once you are confident that they are paying as promised, add in a little more, maybe up to your allocated amount and start withdrawing the next day to make back your initial deposit.

For example, you have decided to join a program that pays 2% daily on calendar days and the program runs for 75 days. You decide to invest only $100 in this program. You will earn $2 daily and will break even in 50 days ($2 x 50 days = $100). So on the next day, if allowed, withdraw $2 for 50 days and save the funds in your Liberty Reserve or AlertPay account until you reach $100. After that, anything you get back is purely profit and you can then spend it to your heart’s content!
I currently have 4 HYIP programs that are active and I will give a quick overview of their plans. 


SAFE DEPOSITARY

The management invests in global stock market and has been open for online investment for 282 days. They offer 4 packages for the small time to big time investors and pay on business days only.

Minimum purchase: $10 to $40,000 depending on the package
Earnings: 1.6% to 2.3% depending on the package.
Payment processors:  Liberty Reserve, Perfect Money, Solid Trust Pay, AlertPay and Wire Transfer
Expiration date: 150 days
Requirements:  The deposit will be returned at the end of the expiration date and there is even a premature closing fee of 30%.
Payment history: Click HERE


BRANTONS GROUP

The management has a diversified business ranging from industrial, trading, real estate and financial services and has been open for online investment for 36 days. They offer 2 packages, Unit F and Unit T and pay on business days only.

Minimum purchase: $10 only
Earnings: Unit F – up to 1.6% daily. Unit T- varies
Payment processors:  Liberty Reserve, Perfect Money, Solid Trust Pay, AlertPay and Credit Card
Expiration date: Unit F - 150 and Unit T- 200 days
Requirements:  The deposit will be returned at the end of the expiration date and there is even a premature closing fee of 45%.
Payment history: Click HERE



The management specializes in the management of and growth of globally based diamond investments and has been open for online investment for over 60 days. They offer 2 packages and pay on calender days.

Minimum purchase: $10 to $500
Earnings: 1.6% to 2.0%
Payment processors:  Liberty Reserve, Perfect Money, Solid Trust Pay, AlertPay and Wire Transfer
Expiration date: 45 - 120 days
Requirements:  The deposit will be returned at the end of the expiration date and there is a signup bonus of 5% for one of the plans. Compounding is set at a minimum of 10%
Payment history: Click HERE


Macro Trade - Actions speak louder than words 

The management invests in multiple financial services and products and has been open for online investment for 312 days. They offer 4 packages for the small time to big time investors and pay on business days only.

Minimum purchase: $10 to $50,000 depending on the package 
Earnings: 1.2% to 2.2% depending on the package
Payment processors:  Liberty Reserve, Perfect Money, Solid Trust Pay and Wire Transfer
Expiration date: 180 days
Requirements:  The deposit will be returned when the package expires
Payment history: Click HERE


It is a good idea to set a percentage on how much you are willing to spend on your HYIP portfolio. A good number might be 30% of your total investment funds and to stick with it. It is also not a good idea to put all your funds in only 1or 2  programs as when they reach their lifespan and close down, that’s all gone! If you are a serious HYIP investor, select 5-10 programs ranging from mid to long term range ones which offer less than 1% daily up to 2% daily maximum. The higher the returns, the faster they will pack their scam bags and run. I have come across many in my course of investments.

Treat each one as a potential scam because they won’t last forever. The really stable ones can extend up to a year at most and honest admins will inform the members that they are closing down and some will even pay back their deposits up to the breakeven point. However, these type of admins are rare and few, to be honest!
Before I join a program, I usually look at my mentors’ portfolio and go to this site, a collective group on online HYIP monitors to see if the company is paying: http://www.allhyipmonitors.com



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